Umbrella Insurance in Utah

You work hard to provide for your family. But what would happen if a severe accident or liability situation threatened your financial well-being? Would you be able to keep your home, or would you be forced to pay out-of-pocket for a costly lawsuit?

Umbrella insurance is specifically designed to help take the burden off your family and ensure you are protected through any storm life throws at you. Here’s what you need to know about purchasing umbrella insurance in Mapleton, UT.

What is Umbrella Insurance Coverage?

Umbrella insurance coverage is pretty close to what it sounds like. It acts as an extra umbrella of liability coverage to extend what you already carry on your home or auto insurance. It protects you against excess claims in serious accidents where your existing policies aren’t enough.

Who is an Ideal Candidate for Umbrella Insurance?

There are a few key situations where having an umbrella policy is essential. It is crucial to talk to an agent about purchasing coverage if you own a home or business in Utah. Furthermore, those with extra risk—such as parents with teenage drivers or those with higher than average incomes—should also consider this type of coverage.

Do I Need Umbrella Insurance?

While most people won’t require an umbrella insurance policy, it is still important to have a conversation with an insurance professional at Maple Mountain Insurance Services before making a final determination. Too many Utah residents find out when it is too late that they need this type of policy, so it is vital to have this conversation before the chance of a claim, or costly lawsuit comes up. Just because you don’t feel that your home is worth a lot or that you have a large amount of risk doesn’t mean that you aren’t an ideal candidate for extra coverage.

Protect your family from a financial disaster with umbrella insurance coverage. Contact our Mapleton, UT team at Maple Mountain Insurance Services to schedule a no-obligation policy review.