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Classic Car Insurance in Utah
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A classic car is more than a vehicle; it's a rare, valuable piece of history that you work hard to preserve. Protect your investment with classic car insurance from Maple Mountain Insurance Services, which serves the Mapleton, UT area. There are many ways to personalize your Utah insurance policy for customized protection for your collector car.
Available Coverage
Your policy will likely have liability, collision, and comprehensive coverage. Liability pays for damage or medical expenses caused to someone else, regardless of who's at fault. Collision coverage pays for replacement parts and repair costs for your automobile if you crash into an object or another vehicle. Comprehensive coverage takes it a step further and pays for damages caused by other things including, theft, vandalism, fire, and animal damage.
These are the most common coverage types, but it's likely that you'll want additional protection for your prized possession. Some included coverage options include:
- Established value coverage. In the event of a crash, this coverage pays you an established amount for your car. This ensures you don't have to deal with depreciation or haggle with an agent over the value of your car.
- Medical reimbursement coverage pays for expenses if you or your family are injured while you're at a car show or car-related function.
- Spare parts coverage helps reimburse you for parts. Say your battery goes out while you're trying to leave a car show; this coverage pays for needed parts, so you don't have to worry.
- Roadside coverage pays for things such as flatbed towing, so you can take your classic car wherever you want without worry.
- Flexible usage coverage lets you use your vehicle for fun without concern. This coverage comes into play if you decide to take a detour from the car show to grab some food and your car sustains damage.
While these are some common coverage options for collector cars, there are a lot more coverage options available for classic car insurance policies in Utah. Call or visit Maple Mountain insurance Services, which serves Mapleton, UT, to learn more about your coverage options.