Renters Insurance in Utah

Utah Renter's Insurance Options

Homeowners carry insurance policies to protect their investment. As a renter in Utah, you may feel that a renter’s insurance policy is unnecessary. It is commonly believed that the apartment owner’s insurance will provide adequate coverage. It does not. Their policy will cover the physical building and common areas. It will not protect your possessions or personal liability. As renter’s plans are relatively inexpensive, it’s worthwhile to visit with the agents at Maple Mountain Insurance Services in the Mapleton, UT area to discuss your options for coverage.

Renter’s insurance policies are designed to cover your possessions should they be damaged or destroyed. The policy may identify specific threats such as fire, wind/weather damage, vandalism, or theft. It will also provide protection should a problem with the building cause damage. For example, problems with the electrical wiring or pipes bursting could damage your belongings. The policy usually won’t cover damage caused by flooding.

The policy will provide some coverage for items even when you aren’t at home. For instance, if your laptop is stolen while you are working on the great American novel at a coffee shop, it’s likely that your policy will cover that laptop. To get started, visit Maple Mountain Insurance Services for information, then conduct a complete inventory of your possessions. It’s important to work with your agent and understand what the policy will cover and its limits.

In Utah, the team at Maple Mountain Insurance Services works with renters to get them the coverage they need. We will provide you with coverage options then answer any questions so that you fully understand what the policy covers. We know the challenges renters in the Mapleton, UT area have and strive to give you peace of mind. Call or visit our offices to get the policy you need. Don’t wait until it’s too late; explore your options today.