One of the biggest concerns, when you become a small business owner, is determining the type of commercial insurance that you need to protect your business. The coverage that you need depends on the type of business that you own, but several coverage types are necessary for most businesses.

General Liability Insurance

If one of your customers sustains an injury when visiting your business because of an error made by you or one of your employees, you will be glad you have general liability insurance. This type of commercial insurance will cover the cost of any medical bills or legal fees that result from such an incident.

Commercial Property Insurance

The building that houses your company and the contents of that building should be covered by commercial property insurance. The coverage will also pay for any impact on your income that results from damage done to your property due to theft, fire, or natural disaster.

Workers’ Compensation Insurance

While there are a few exceptions, employers in the state of Utah are required to have workers’ compensation insurance. Workers’ compensation covers expenses related to an employee’s injury in the workplace, from loss of wages to hospital bills. The professionals at Maple Mountain Insurance Services in Mapleton, UT are familiar with all of the state laws and will be able to tell you if your business requires this type of commercial insurance coverage.

Commercial Auto Insurance

Even the most careful employee can be involved in an automobile accident while driving a company-owned vehicle. You can help protect your business in the event of such an accident with commercial auto insurance.

If you are a small business owner in the Mapleton, UT area in need of commercial insurance coverage, contact Maple Mountain Insurance Services today. We will go the extra mile to ensure that your business has all of the protection in place that you need. Give us a call.